One of the scariest parts of purchasing a home can be the financing. Some of the most common questions we hear are: Which is loan is best for you? What is PMI? How much money do I need for the down payment? What are closing costs? Sellers concessions?
Good news! We have an expert on tap to answer these questions and any other questions you may have. Drew Aiello is a senior loan originator from Homestead Funding. He’s our personal expert when it comes to financing. Let’s see what he has to say.
Remember, buying or selling a home does not have to be scary. In fact, we don’t think it should be scary. It is important to do your research whenever you are making a big purchase. Whether that purchase is a table saw, wedding dress, car, house or anything in between. Think speaking to a loan officer as doing your research. Call a few brokers, interview him/her just as you might an agent. After all, you are giving them your business. Customer service is the name of the game. A good loan officer will take the time to sit down with you and put together a good faith estimate of all your financial costs. Then you can start looking at homes with confidence. That way- when you do find your dream home– you can write the offer with confidence. Your Realtor will be there from start to finish and beyond.
Have questions for us? Give CM Fox a call today. 518-861-7030 . We have local expert Realtors available in every neighborhood within the Capital District!